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At RUGR SIL (Saraswat Infotech Pvt. Ltd.), we believe that meaningful technology transforms institutions, not just operations. Since our inception, RUGR SIL has been focused on delivering reliable, scalable, and future-ready digital banking solutions for financial institutions.
A Journey Toward Smarter Banking Technology
RUGR SIL was founded with a clear purpose — to simplify banking technology and enable institutions to transition seamlessly into the digital era. What began as a focused technology initiative has evolved into a comprehensive financial technology solutions provider.
Long-term partnerships with financial institutions
Proven delivery across core and digital banking platforms
Deep roots in banking domain knowledge
Continuous evolution alongside regulatory and market changes
From Vision to Fintech Transformation
Established in 2005, RUGR SIL (Formerly known as Saraswat InfoTech Pvt. Ltd..) is an independent IT company providing end-to-end IT solutions. We specialize in delivering comprehensive technology services for the banking and financial sectors, tailored to client needs.
To design and deliver intelligent, integrated, and robust technology solutions that redefines efficiency, strengthens the trust, and enable financial institutions to thrive and grow in a digital-first world.
To be a transformative force in the IT and banking technology landscape, driving digital innovation that empowers institutions, improves customer experiences, and creates an enduring value for every stakeholder.
RUGR SIL provides end-to-end banking and financial technology solutions designed to support the complete operational lifecycle of financial institutions.
To design and deliver intelligent, integrated, and robust technology solutions that redefines efficiency, strengthens the trust, and enable financial institutions to thrive and grow in a digital-first world.What defines our journey
Core Banking Solutions for seamless transaction processing
NPCI Certified UPI, IMPS, Debit Card Switches
CKYC, AML, and compliance-ready platforms
Loan Origination and Loan Management systems
Digital banking channels including Mobile and Internet
Customised solutions aligned with institutional needs
In a rapidly digitising financial landscape, institutions require technology partners who understand both banking realities and future possibilities. RUGR SIL plays a critical role in enabling that transition.
Faster digital adoption with minimal operational disruption
Enhanced customer experience across channels
Improved risk management and regulatory compliance
Technology that supports growth without compromising stability
At RUGR SIL, technology is not just about systems — it’s about outcomes. We follow a collaborative, insight-driven approach to ensure solutions are practical, scalable, and aligned with business goals.
Client-centric and consultative engagement
Strong emphasis on reliability and performance
Modular and flexible solution architecture
Continuous improvement and long-term support
