© 2026 RUGR SIL Pvt Ltd. All rights reserved.
Better & Unified Banking
RUGR SIL provides integrated banking solutions that connect, secure, and strengthen financial operations, shaping the digital evolution of modern banking.
Fintech that delivers excellence.
Delivering Precise, Perfect and Proficient Fintech Services
Safeguard institutional integrity with E-FRM and Risk-Based Internal Audit (RBIA), intelligent systems built to assess credit risk, monitor anomalies, and strengthen compliance frameworks through predictive insights.
Turn data into decisions with Swift 360 and MIS Reporting, offering real-time monitoring, analytics, and performance dashboards that enhance governance, visibility, and operational intelligence and smarter decisions.
Centralize, connect, and control your operations with Swiftcore and Swift Treasury with powerful platforms that streamline branch operations, treasury management, and investment portfolios across the banking network.
Bridge every transaction with our inventive payment features such as Micro ATMs, WhatsApp Banking and Switch Platforms (IMPS & UPI) ensure fast, secure and financial exchanges, while redefining customer convenience.
Experience precision and security in clearing with our range of solutions including CTS, NACH, Positive Pay, eMandate, and DEM modules that are designed to digitize and safeguard every layer of cheque and mandate processing.
At RUGR SIL, we build the digital backbone that drives financial institutions.
To empower banks and every financial institution with intelligent technology.
Saraswat InfoTech Pvt. Ltd., now a part of the RUGR family, has been a trusted technology partner to financial institutions delivering secure, and scalable IT solutions across India.
Swift access to analyse every ounce of data.
Connected and Configurable Fintech Infrastructure.
Fortified Intelligence for smart banking.
Bridge and transform every institution with advanced digital services.
Saraswat InfoTech Pvt. Ltd., now a part of the RUGR family, has been a trusted technology partner to financial institutions delivering secure, and scalable IT solutions across India.
Swift access to analyse every ounce of data.
Fortified Intelligence for smart banking.
Connected and Configurable Fintech Infrastructure.
Bridge and transform every institution with advanced digital services.
Guided by our mission and vision to deliver adept and need-based solutions, we continue to empower operational excellence and business value.
To design and deliver intelligent, integrated, and robust technology solutions that redefines efficiency, strengthens the trust, and enable financial institutions to thrive and grow in a digital-first world.
To be a transformative force in the IT and banking technology landscape, driving digital innovation that empowers institutions, improves customer experiences, and creates an enduring value for every stakeholder.
We are bound to make sure that you understand RUGR SIL better.
Yes. Each module is fully configurable, enabling banks to tailor workflows, approval hierarchies, user roles, and operational rules to match their internal processes.
RUGR SIL follows rigorous development, testing, and audit practices supported by industry-recognized security standards to ensure reliability, compliance, and data protection.
We work closely with banks, financial institutions, payment networks, and technology partners to deliver integrated and compliant financial solutions.
Yes. Our architecture is designed to handle real-time processing with high availability, low latency, and operational resilience.
RUGR SIL supports seamless integration through secure APIs and standardized interfaces, enabling smooth connectivity with core banking, payment, and third-party platforms.
Absolutely. Lending and collection processes can be configured to support diverse business models, regulatory requirements, and operational strategies.